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Maawanji’idiwag, LLC Privacy Policy


Effective as of: March 2022

Maawanji’idiwag owns and operates this website (hereinafter referred to as the (“Service”). Maawanji’idiwag is a wholly owned subsidiary of Tribal Economic Development Holdings, LLC, a wholly owned and operated economic arm and instrumentality of the Lac Vieux Desert Band of Lake Superior Chippewa Indians (“Tribe”), a federally recognized Indian tribe, created for the benefit of the Tribe and operating pursuant to Tribal law.


This privacy policy informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data.


Personal Data

We collect several types of personal data for various purposes to provide and improve our Service to you, when you complete a form or application in connection with the Service, and through your usage of the Service. The types of personal information we collect and share can include:

  • Social Security number
  • First and last name
  • Credit history and credit scores
  • Phone number
  • Address, state, ZIP/Postal code, city
  • Cookies and usage data

Usage Data

We may also collect information on how the Service is accessed and used (“Usage Data”). This Usage Data may include information such as your computer’s Internet Protocol address (“IP address”), browser plug-in types and versions, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.


Tracking and Cookies Data

We use cookies and similar tracking technologies to track the activity on our Service and we hold certain information. Cookies are used by your computer’s browser to store your preferences. Cookies, by themselves, do not tell us your e-mail address or other personally identifiable information. We use cookies to understand, improve, and analyze our Service. You can disable cookies through your Internet browser. However, if you do not accept cookies, you may not be able to use some portions of our Service.


Use of Data

We collect information about you to be able to provide our Service to you. We may also use your personal data to send you email messages about products or services that may be of interest to you either from us, our marketing partners, or other third parties. Other purposes include:

  • To notify you about changes to our Service
  • To allow you to participate in interactive features of our Service when you choose to do so
  • To provide customer support
  • To gather analysis or information to that we can improve our Service
  • To detect, prevent and address technical issues

Information Sharing

We may share your personal data with our parent, affiliates, unaffiliated third-party lenders, marketers and list managers with whom we have a business relationship. We may also share your information with:

  • Service providers, vendors and other third parties that provide services to us or work on our behalf.
  • Other third parties when you authorize or direct us to share your information.
  • A buyer or successor in the event of a merger, acquisition, sale, restructuring, reorganization, or other transfer or disposition of some or all our assets.


We may also disclose your personal information if we believe we are required to do so by applicable law, to comply with any legal process, to exercise or defend legal claims, to respond to governmental requests, to protect against liability, and if necessary, to protect the rights, property or safety of users of this Service or the public. 


Links to Other Sites

Our service may contain links or automatically redirect you to other sites that are not operated by us. If you click a third-party link, you will be directed to that third party’s site. These third-party sites may independently solicit and collect information from you. This Privacy Policy applies solely to information collected when you use our Service. We strongly advise you to review that Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.


Online Activity

Even if you only visit, navigate or explore our websites without ever submitting personal information, we may collect information about your online activity. We use remarketing services to advertise on third-party websites (e.g., search engines) to previous visitors of our websites. Remarketing places a cookie on your web enabled device that allows placement on websites you visit.


Minors

Use of our Service is not intended for children under 13 years of age. We do not knowingly collect personal information from anyone under the age of 18. By using this Site, you represent and warrant that you are at least 18 years of age. If we learn we have collected or received personal information from a child under 18 without verification of parental consent, we will delete that information.


Opting Out of Receiving Email

You can choose to opt out from receiving email communication offers from us at any time by clicking the unsubscribe link located at the bottom of any marketing email.


Security

We take careful steps to safeguard customer data. We restrict access to your personal data to those employees who need to know that information to perform their jobs, and we provide regular training to our employees on privacy, information security, and their obligation to safeguard your information. We maintain physical, electronic, and procedural safeguards that comply with industry standards to protect your personal information and we regularly test those safeguards. These measures may include oversight of our service providers to ensure that your information remains secure.


The security of your data is important to us but remember that no method of transmission over the internet or method of electronic storage is 100% secure. You can safeguard your personal information by taking a few simple precautions. Protect your account numbers,

passwords, PIN’s, and customer access numbers. Never disclose confidential information to unknown callers. You should always use a secure browser and current virus detection software, and never open email from unknown sources.


Privacy Policy Updates

We may update this privacy policy from time to time. Any changes will be effective upon posting the policy on our website(s). We encourage you to review this privacy policy frequently. If we make material changes, we will post a conspicuous notice on our website(s).


Contact Us

If you have questions about this privacy policy or our privacy practices, please contact us at

About Us

BigPictureLoanz.com serves you by connecting you with one of our affiliated lenders or lending partners. After you submit the secure online form, you may be eligible for a short-term loan of up to $5,000. Be aware that some short-term loans are subject to high interest rates and fees and should only be used to meet short-term needs and not as a solution for long-term financial issues.

 

We are committed to responsible lending practices and are a team of dedicated professionals who are here to help you every step of the way. We understand that financial emergencies happen, and our goal is to get you connected to a lender who can lend you the money you need as quickly and conveniently as possible. Our goal is to provide a hassle-free experience when you need it most.

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Contact Us

BigPictureLoanz.com is NOT a lender, so for questions about your loan, contact your lender or lending partner directly.

For all other inquiries please contact us via the form below.

Consumer Disclosures

Important Disclosure. Please Read Carefully.

Maawanji’idiwag, LLC, the owner and operator of this website and its services (collectively, “Service”), is not a lender or creditor, is not a broker, does not make offers

for loans, and does not make any credit decisions. We are not a representative or agent of any lender and have no control over the lenders or lending partners in our network. Maawanji’idiwag, LLC is a wholly owned subsidiary of Tribal Economic Development Holdings, LLC, a wholly owned and operated economic arm and instrumentality of the Lac Vieux Desert Band of Lake Superior Chippewa Indians (“Tribe”), a federally recognized Indian tribe, created for the benefit of the Tribe and operating pursuant to Tribal law.


Use of our Service and submission of a loan request is not submission of a loan application. We do not guarantee that you will be approved for a loan. This Service may not be available to residents of every state. Some lenders or lending partners may obtain consumer reports or conduct credit checks through Equifax, Experian,

TransUnion, or other alternative credit bureaus. Some lenders may require faxing of information. In some instances, you may have to visit a physical store or branch location to complete your loan request process. Please contact your lender directly with questions or issues regarding your loan.

 

Consumer Notice

Shorter-duration loans from third-party lenders are meant to provide temporary relief for financial needs and are not intended as long-term financial solutions. Consumers who have credit problems or who face debt should seek professional debt and credit counseling. Consumers are encouraged to learn of the risks involved with taking out shorter-duration loans, loan alternatives that may be more suitable for your financial needs and situation, and any local and state laws around shorter-duration loans in your state. If you accept the terms and conditions for a loan offer, you agree to repay the loan principal and finance charges according to the payment schedule detailed in the documents provided to you by your lender. We strongly encourage you to thoroughly read all loan agreements provided to you. If you miss a payment or make a late payment, additional fees or charges may apply. We do not control the amount of fees or charges you may owe for nonpayment, late payment, or partial payment.

Ask your lender for more information.


Implications of Late Payments

It is important that you understand the consequences of making late payments on your loan. Late payments on your loan may result in additional fees or collection activities, or both. Third- party lenders have their own policies regarding late and partial payments. We strongly encourage you to review the terms governing late payments and partial payments provided in your loan document before signing the loan agreement.


Implications of Non-Payment

Non-payment of credit could result in collections activities. Third-party lenders have their own policies regarding non-payment. We strongly encourage you to review your particular lender’s policy on non-payment including any fees and penalties you may be subject to for non-payment.


Paid by Lenders, Lending Partners, Networks, or Other Marketers

The operator of this Service does not make loan offers; we aim to connect consumers with lenders. Submitting a loan request allows us to connect you to third-party lenders, lending partners, other networks and marketers, and these parties pay us if they offer you a loan or if a lender within their network is able to offer you a loan. If you receive a loan offer, be advised that the lender or lending partner you are paired with may not offer you the best loan terms for your financial situation.

 

Credit Implications

Third-party lenders may conduct credit checks with credit bureaus or obtain consumer reports through alternative providers to determine your eligibility for a loan. By submitting your information to us, you agree to allow us to share your information with lenders, lending partners, and marketing partners in our network and for these parties to verify your information and perform credit checks. You are not obligated to contract with any third-party lender or party within our network.


Availability

Our Service is not available in all states. We reserve the right to change the availability of our Service at any time without notice. If you request a loan in a state where such loans or loan products are prohibited, or where our Service does not have an available lender or lending partner, you will not be connected to a lender or lending partner. Please familiarize yourself with your state’s regulations pertaining to shorter-duration loans. In using our Service, it’s possible that you may be connected with a tribal lender. Please be aware, tribal lenders are subject to tribal law and particular federal laws, which govern its loans and related agreements, but are exempt from abiding by state law. Please fully read and understand the terms of any loan offered by any lender. Do not agree to a shorter-duration loan offer that includes terms you do not agree to, or that you are unable to repay.


Marketing Practices

To register for our Service, you must agree to our Privacy Policy, Terms of Service, and E-Consent. By registering to use our Service, you are giving your express consent to receive promotional and advertising materials from us, our network of lenders, and third-party marketers with whom we may share your information. They may also provide information to you about additional services and/or products. You further

understand and consent that all communications, whether to assist you in obtaining the loan you requested or for promotional purposes or otherwise, may be through direct mail, e-mail (at the e-mail address you provided) and/or by telephone/mobile device (at the number(s) you provided) regardless of whether your e-mail address and/or numbers may be listed on a corporate, state, or federal Do-Not-Contact registry, suppression list, or the like.


To opt out of receiving such marketing materials and/or communications, you may request to be removed by using the relevant opt-out mechanism in such communications or by contacting the third party directly. We are not responsible for any promotional and advertising materials sent to you by the lender and other marketers and have no control over stopping unwanted communications directed to you from sources beyond our direct control. You will need to contact your lender and/or the sender of the communication directly to remove your name and/or contact information from their list of recipients.

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